Episode #229

20/20 Money Episode #229 – $600k+ of student loans…GONE!! Catching up with Drs. Zac and Joelle Holland

March 27, 2023

Welcome to this episode of 20/20 Money! My guests on today’s show are Drs. Zac & Joelle Holland, OD. Zac and Joelle join me back on the show to celebrate something that I know many younger ODs aspire to achieve and a number of seasoned ODs have already achieved: the paying off of their student loans. What makes their story so unique, inspiring, and empowering is the amount of student loan debt they had and how quickly they paid it off.

This is essentially “Part 2” of our conversation as I had them on the show way back on episode #86 to talk with them about the journey when they were in the thick of the repayment plan. On today’s episode they share a lot of insights and information. They’ll share how much and in what time period they paid it off, how the journey into practice ownership influenced their plan, how they think about debt going forward, and what they’ve learned throughout the process. They’ll also share an unexpected joy they’re experiencing on the “other side” of being debt free. I hope you’ll enjoy listening to this conversation as much as I enjoyed having it.

As a reminder, you can get all the information discussed in today’s conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our newsletter and you can also set up a Triage conversation to learn a little bit more about how we serve in the capacity of a personal and professional CFO: helping OD practice owners around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions both in and out of their practice to help them live their best life on purpose. You can also check out any number of additional free resources like our eBooks, blog posts, and on-demand webinars. Lastly, if you’re interested in learning more about the upcoming launch of the 20/20 Money Membership, please check out the link in the Resources to learn more about what we have in store for you!

Start Planning Today

Don’t miss out on exclusive access to financial tips, strategies, and expert-led webinars. Subscribe to the “Planning Life, On Purpose” newsletter today and stay ahead of the planning curve!

And with that introduction, I hope you enjoy my conversation with Drs. Zac and Joelle Holland, OD.

Resources:

20/20 Money Community Information

Aupaircare

Episode Transcript

Enjoy our content? Subscribe for regular updates!

Related Podcasts

  • Practice Management
A blueprint to successfully recruit ODs to join small town practices with Dr. Andy Yaryan, OD

Arguably the biggest ongoing challenge practice owners face can be lumped into staff—both OD and non-OD alike. This challenge can…

  • Practice Management
Remembering my grandpa: 3 financial lessons learned from Grandpa and Grandma Scholz that can shape your relationship with money

On this episode, I wanted to share a bit of a personal story about 3 lessons that I learned from…

  • Practice Management
Rewind^3: Forget goal-setting and focus on purpose: a mindset conversation with Stephanie Bogan

Welcome to this episode rewind of 20/20 Money! In keeping with tradition of years past, I’m bringing back this episode…

  • Practice Management
My most impactful books I read during 2025 (and the lessons I’ve learned)

In this reflective episode, we’ll explore the most impactful books I’ve read in 2025. From exploring personal growth and professional…

  • Practice Management
The how and why of taking time (literally) out of the practice to work ON your practice with Drs. Julie Helmus & Paul Mormon, OD

Almost every business owner knows they need to spend time working ON and not just IN their business. But what…

  • Practice Management
Why failure can be your friend with Dr. Chris Wolfe, OD

How can failure be your friend, and why should you embrace failure? On this episode—which is actually me guest-hosting Dr.…